Financial Crime Analyst
Edinburgh, United Kingdom
Full-time
In office 4 days/week
- Do you have a passion for financial crime prevention and protecting businesses from money laundering and sanctions risk?
- Do you want to keep learning and developing whilst getting hands-on compliance experience within the embedded payments space?
- Do you want to deepen your expertise in financial crime risk management in a dynamic, fast-paced fintech environment?
If so, we would love to hear from you!
Who We Are
Modulr is the payments automation platform that streamlines money movement with accuracy, control and reliability – built to scale. Processing over 200mn transactions and £180bn annually, Modulr is trusted by more than 6,000 businesses to automate payment and reconciliation workflows – removing manual work, lowering costs and reducing errors.
Modulr provides a single platform for automating how money moves into and out of a business - including payroll, supplier payments, spend management and payment collection. With over a decade of experience as a regulated payments provider, Modulr delivers the reliability needed to run mission-critical finance operations at scale.
Find out more about us on our website and careers site.
What You’ll Do
- Screen names, entities, and transactions against sanctions, PEP, internal watchlist and adverse media lists.
- Investigate alerts, validate matches, articulate rationale for decisions made, make risk-based decisions and escalate confirmed risks to Compliance/AML teams where required.
- Maintain accurate documentation and audit trails for all reviews and decisions.
- Take ownership of quality control by reviewing your own cases for accuracy and completeness, addressing errors proactively, and meeting internal QC benchmarks.
- Collaborate with Transaction Monitoring, Complex Investigations, and CDD Onboarding teams to support risk assessments and process alignment.
- Drive process improvements and automation to enhance efficiency and reduce false positives.
Who You Are
What you’ll need
- A curious mindset and drive to explore how AI can make a real difference.
- Strong understanding of financial crime risks and typologies, including Sanctions, AML/CTF, and adverse media.
- Experience working as part of an investigations or screening team within financial services.
- Familiarity with the regulatory landscape, including FCA, OFSI, OFAC and EU guidance.
- ICA qualification (or equivalent) and intermediate Excel skills.
Nice to haves
- Experience using industry screening tools and platforms.
- Exposure to process improvement or automation initiatives within compliance.
- Knowledge of the embedded payments or broader fintech sector.
What We Offer You
- Share Options – We offer a Company Share Option Plan (CSOP), giving you the opportunity to benefit from any increase in share value in the event of a sale, merger, or flotation.
- Bonus – Our annual discretionary bonus, paid in May for the previous year, is based on both company and individual performance.
- Flexible benefits - £1000 to spend on benefits to suit you, including private medical insurance, gym membership, dental etc.
- Wellbeing app – confidential, on-demand access to therapy, coaching, counselling, management training or mindfulness sessions with accredited professionals, with company-funded hours and top-up options available.
- Holidays - 33 days annual leave (including bank holidays) plus your birthday off. In the UK, Christmas Day, Boxing Day, and New Year’s Day are fixed holidays. You can choose the remaining days to suit your personal schedule.
- Learning opportunities - Our two-day onboarding program, ModStart, helps equip you for success. Learning doesn’t stop there; we’ll continue to support your development through various channels.
- Company-Wide Events - Participate in collaborative and engaging events with colleagues across the business.
- Bike to work / E-bike scheme
ModInclusion
At Modulr, we’re committed to building a diverse, equitable and inclusive culture where everyone feels they belong and can bring their whole self to work. We welcome applications from candidates of all backgrounds as we believe it’s the right thing for our people, our business, and the community we operate in.
By submitting your CV, you consent to us using your personal data to assess your application, contact you, or share your CV with relevant hiring managers. You can request removal of your data at any time by emailing - though this will withdraw you from consideration for the role.
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